The terms and conditions of use set out below apply to the website moneyadvicehelpline.org (the “Website”). This Website is a trading style of Money Advice Helpline and is owned, operated, and controlled by Money Advice Helpline. The Website is intended for use by residents of the United Kingdom of Great Britain and Northern Ireland only. By using the Website, users are deemed to have full knowledge of the following terms and conditions and to accept them.
The term ‘we’ means Money Advice Helpline, a company registered in England with company whose registered address is Amy Johnson Way, York YO30 4AG (“we”, “us” and “our” will be construed accordingly). Its related websites, services, applications or tools (collectively referred to in these Terms as “the Website”).
The term “you” refers to the user or viewer of the Website (and “your” will be construed accordingly).
The Website uses cookies. By using the Website and agreeing to these Terms, you consent to our use of cookies in accordance with the terms of our Cookies Policy and to the use of your information in accordance with our Privacy Policy.
In order to use the Website, you must be over 18 years. By registering, you are confirming that you are over 18 years.
As a condition of your use of the Website, you agree that you will not:
We reserve the right at our discretion to refuse content that we may believe is inappropriate or is in breach of the above terms. If we believe that you are breaching these Terms in any way and/or behaving suspiciously on the Website we may, at our discretion, inform other the Website users that have been in contact with you and recommend that they exercise caution.
You understand and agree that the purpose of the Website is to provide you with access to third parties who may be able to assist you with services which are relevant to your needs.
Accordingly, you agree that in order to fulfil the purpose of providing these services to you, we will need to pass your contact information to third parties who can then contact you in order to offer these services which you have requested. Any information provided to these third parties by us will be in compliance with the terms of our Privacy Policy.
We may at our discretion issue warnings, limit or terminate our service, or remove User Content and take technical and legal steps to keep users off the Website if we think that they are misusing the Website (including harassing the Website employees or other users). However, whether or not we decide to take any of these steps, we do not have any obligation to monitor the information transmitted or stored on the Website and we do not accept any liability for unauthorised or unlawful content on the Website.
Our Website may permit the submission of user comments including the submission of text (including chat), images, videos or other content by you and other users (all of which is defined as “User Content”) and the hosting and publishing of such User Content. You understand that whether or not such User Content are published, we do not guarantee any confidentiality with respect to any User Content.
You agree to comply with all posting rules which we may provide on the Website and which will be deemed to be expressly incorporated into these Terms. You shall be solely responsible for your own User Content and the consequences of posting or publishing them.
You represent and warrant that:
The Website contains material which is owned by or licensed to us. This material includes, but is not limited to, the content, design, layout, look, appearance, and graphics. You are granted a licence to use the material contained on the Website subject to the restrictions described in these Terms.
The Website is provided “as is” without any representations or warranties, express or implied. We make no representations or warranties in relation to the Website or the information and material provided on the Website.
Nothing in these Terms will limit or exclude our liability for death or personal injury resulting from negligence, limit or exclude our liability for fraud or fraudulent misrepresentation, or limit any of our liabilities in any way that is not permitted under applicable law.
If you breach these Terms, you will be held fully responsible for any loss suffered by us as result of such breach and will be held accountable for all losses caused or profits gained by you from breaching these Terms.
The Website may contain links to other websites that are not under the control of and are not maintained by us. We are not responsible for the content or reliability of the linked websites. We provide these links for your convenience only but do not endorse the material on those sites.
The failure by us to enforce at any time or for any period any one or more of the Terms shall not be a waiver of them or the right at any time subsequently to enforce all Terms.
If any provision of these Terms shall be found by any court to be invalid or unenforceable, such invalidity or unenforceability shall not affect the other provisions of these Terms which shall remain in full force and effect.
We may revise these Terms from time-to-time. Revised Terms will apply to the use of the Website from the date of the publication of the revised Terms on the Website. Please check this page regularly to ensure you are familiar with the current version.
These Terms are for the benefit of you and us, and are not intended to benefit any third party or be enforceable by any third party.
These Terms constitute the entire agreement between you and us in relation to your use of the Website, and supersede all previous agreements in respect of your use of the Website.
These Terms shall be governed by and construed in accordance with English law. Any dispute, claim or matter arising out of, or relating to, these Terms shall be subject to the exclusive jurisdiction of the English courts.